Elder Care Protection Planning

Quality Care Without Unnecessary Financial Strain

Planning for elder care isn’t just about medical decisions—it’s about ensuring you or your loved one receives the best possible care while preserving financial stability. At Coastal Probate Trust & Elder Law, we help families navigate the complex process of long-term care planning, Medicaid eligibility, and asset protection to secure both quality care and financial security.

Without proper planning, the high costs of nursing homes, assisted living, and in-home care can quickly drain savings. We help you create a comprehensive elder care protection plan so that you can access the care you need without sacrificing everything you’ve worked for.

What Is Elder Care Protection Planning?

Elder care protection planning is the proactive process of securing long-term care while safeguarding assets. Many people don’t realize that without proper legal and financial planning, their savings, home, and other assets could be at risk when care is needed.

  • Qualifying for Medicaid & long-term care benefits without depleting assets

  • Structuring finances to preserve wealth while securing care

  • Ensuring a trusted individual can make medical & financial decisions if needed

  • Avoiding financial strain on spouses and family members

How We Protect Your Care & Assets

We provide strategic legal solutions to ensure you receive the care you need while keeping your financial future intact.

  • Legal Protections for Your Care Needs

    Without the right legal documents in place, you or your family may face unexpected legal hurdles when care is needed. We help with:


    • Powers of Attorney – Designating someone you trust to handle financial & legal matters
    • Healthcare Directives & Living Wills – Ensuring your medical preferences are honored
    • Guardianship Planning – Establishing protections in case of incapacity

  • Long-Term Care Planning & Medicaid Eligibility

    Many people assume they must spend all of their savings before qualifying for Medicaid, but that’s not the case. We help you:


    • Qualify for Medicaid without unnecessary asset loss
    • Implement Medicaid-compliant trusts to protect your estate
    • Develop a financial strategy that allows you to secure quality care without burdening loved ones

  • Estate Planning & Financial Protection

    Elder care planning goes hand in hand with estate planning to ensure that your assets are protected both during your lifetime and after. We help:


    • Structure trusts & wills to align with long-term care goals
    • Minimize the impact of Medicaid recovery & estate taxes
    • Preserve your financial legacy for your spouse & family

  • Protecting Your Home from Care Costs

    For many individuals, the family home is their most valuable asset—but without proper planning, it could be at risk due to long-term care expenses or Medicaid recovery claims. We use legal strategies such as:


    • Homestead exemptions & trusts to protect your home
    • Life estates & asset structuring to secure ownership transfers
    • Planning solutions to ensure your home is passed down efficiently

  • Safeguarding Retirement Savings & Investments

    Your retirement funds and investments should remain secure, not be drained by unexpected care costs. We help you:


    • Structure retirement assets to minimize financial risk
    • Reduce the impact of long-term care on your estate
    • Ensure wealth preservation strategies align with your care needs

Take the Next Step in Securing Your Care